ilmscore | Mortgage Amortization Predictions
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Mortgage Amortization

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Recent Predictions

Total: 3
Correct: 1
Incorrect: 0
Pending: 2
Unrated: 0
Prediction
Author
Predicted at
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Video
Mortgage payments are front-loaded, with a larger portion going towards interest in the early years of the loan.
"Because these mortgages are amortized, meaning they're front-loaded. Meaning, in the beginning of yo..."
Minority Mindset Minority Mindse...
Nov 26, 2025
Correct
Trump's Housing Shif...
In the early years of a 7% mortgage on $400,000, a significant majority of the payment (over 85% in year 1) goes towards interest, with only a small portion reducing the principal.
"This is the amortization schedule of a $400,000 mortgage at 7% a year. And what you'll see is that i..."
Minority Mindset Minority Mindse...
Sep 9, 2025
Pending
Give Me 43 Minutes.....
It takes 20 years for half of a mortgage payment to go towards principal and build equity, with the other half going to interest.
"And it isn't until year 20 where half of your mortgage payment is going to build equity and not padd..."
Minority Mindset Minority Mindse...
May 29, 2025
Pending
The 5 Money Lies Tha...